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FHA Loan

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make FHA home loans one of the easiest loans, whether you are buying or refinancing a home. Save money with an easy and fast FHA loan, qualifying is simple!

How it Works/Payments

FHA Loan:

  • Pay your mortgage at any time without pre-payment penalties
  • 30-, 25-, 20- and 15-year terms are all available with fixed rates
  • 5-year adjustable-rate mortgage available

Qualification Requirements

  • Credit scores as low as 580 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (owner occupied homes)

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Lumen Mortgage

  • Lumen Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Lumen Mortgage will find you the loan that is right for you!!!
FHA loans are insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development.
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