Referral Partner Program
Your Clients Deserve a Lender
Who Listens First
We don't sell — we educate. When you refer a client to Lumen Mortgage, they'll see every option they qualify for, presented side-by-side with full cost transparency. Your client chooses. You look great. Everyone wins.
17days
Avg. clear-to-close
44
Loan programs
5.0★
Google rating
4,000+
Borrowers served
Who We Partner With
Built for the Professionals Your Clients Already Trust
Whether you're a real estate agent, CPA, builder, physician recruiter, or wealth manager — we've designed our process to make you look great and keep your clients informed from day one through closing.
Real Estate Agents
Realtors & Brokerages
Give your buyers a lender who closes fast and communicates every step. We average 17-day clear-to-close and your clients stay informed — so you never have to chase the lender for updates.
Start a Referral17-day average clear-to-close — never lose a deal to slow lending
Real-time loan status updates for you and your clients
Pre-approval letters typically same-day
44 loan programs means we can qualify more of your buyers
Dedicated point of contact for every transaction
Co-branded marketing materials available
Simple Process
How It Works
Referring a client takes less than a minute. Here's what happens after you do.
Introduce Us
Send your client our way via a quick call, email, or the form below. Share whatever details you have — we'll take it from there.
We Educate & Qualify
We meet with your client, understand their goals, and present every program they qualify for — side by side, with full cost transparency.
Seamless Processing
You'll receive status updates throughout the process. Our average clear-to-close is 17 days — your client (and their transaction) stays on track.
Happy Client, Strong Relationship
Your client gets the right loan. You look great for the referral. And we've earned the trust to serve your next client just as well.
The Lumen Difference
Why Your Clients Will Thank You
Total Cost Comparison
Every client sees a side-by-side breakdown of every program they qualify for — total cost of each option over the life of the loan, not just the rate.
17-Day Average Close
Our streamlined process means your deals stay on schedule. No last-minute surprises, no closing extensions, no lost transactions.
No Pressure, Ever
We don't sell — we listen and educate. Your client chooses the option that's best for them. That's why they come back, and why they refer their friends.
44 Loan Programs
Residential, multifamily, agricultural, and commercial — we can serve nearly any client you send our way, including complex self-employed and entity borrowers.
Dedicated Communication
You get a single point of contact and proactive status updates. Your clients never wonder where their loan stands, and neither do you.
5-Star Track Record
Our clients consistently rate us 5 stars on Google. When you refer someone to Lumen, you're putting your reputation in good hands.
Ready to Get Started?
Refer a Client or Connect With Us
Send us a quick message, give us a call, or email your client's details. We'll take it from there and keep you informed throughout the process.
Prefer a Face-to-Face?
We're happy to meet in person, set up a lunch, or do a quick Zoom to discuss how we can best serve your clients.
Let's Build Something Together
Your clients deserve a mortgage experience that reflects the level of service you provide. We're here to make that happen — every time.
Lumen Mortgage Corporation · NMLS #1498678 · Portland, Oregon