Scale Your Operation. Finance the Infrastructure.
Commercial agricultural financing for grain elevators, cold storage, processing plants, and vertically integrated agribusinesses ready to grow their footprint.
$1M – $25M+
Loan Range
Commercial Ag
Property Types
Fixed, ARM, IO
Structures
DSCR + Global Cash Flow
Underwriting
Overview
Commercial Financing for the Business of Agriculture
Agricultural processing and storage facilities sit at the intersection of commercial real estate and agricultural finance — and most lenders handle them poorly by trying to fit them into one box or the other. We don't. Our agribusiness financing is purpose-built for facilities that serve the agricultural value chain: grain elevators, cold storage warehouses, seed conditioning plants, food processing facilities, and vertically integrated farm-to-market operations.
We underwrite agribusiness loans using a combination of real property value, equipment and infrastructure collateral, and the operating business's cash flow. Whether you're acquiring an existing elevator, expanding cold storage capacity, or building a new processing line, we have the expertise and capital to get the deal done.
Who This Is For
Key Features
What Makes This Program Work
Processing Facility Loans
Purchase or refinance grain elevators, food processing plants, cold storage facilities, and value-added agricultural processing infrastructure.
Loans Up to $25M+
Commercial ag loans for large-scale infrastructure — appraisal-driven collateral combined with DSCR-based income analysis.
Fixed, ARM & IO Options
Flexible rate structures including fixed-rate certainty, variable-rate ARM products, and interest-only periods for development-phase projects.
DSCR + Operating Income
We underwrite based on the facility's actual net operating income plus global cash flow from the operating entity — the full picture.
Equipment as Collateral
Processing equipment, grain bins, refrigeration systems, and other ag infrastructure can serve as additional collateral alongside real property.
Co-op & Entity Borrowers
Agricultural co-ops, producer organizations, and ag holding entities are welcome borrowers — we understand cooperative structures.
Requirements
General Qualifications
Get in Touch
Ready to chat with one of our Ag specialists?
Schedule a consultation by calling us directly or completing the contact form — we'll get back to you within one business day to review your operation, walk through your options, and identify every program you qualify for. No cost, no obligation.
Call Us
503-966-9255
Mon – Fri, 8 am – 6 pm PT
Licensed in Oregon & California · NMLS #1498678 · Agricultural Lending Division
Send Us a Message
We'll get back to you within one business day
Related Programs
Operating Lines of Credit
Processing operations often need revolving working capital lines alongside real estate financing.
Farm Purchase Loans
Vertically integrated operations may need farm real estate financing alongside their processing facility loan.
Agribusiness Loan Calculator
Compare 20-, 25-, and 30-year amortization on processing-facility and integrated-operation loan structures.
FAQ
Common Questions
From the Blog
Further Reading
AgriculturalAgricultural Loans: Financing Farm & Ranch Property in Oregon
Financing agricultural land is fundamentally different from a standard home purchase. Here's what Oregon farmers, ranchers, and rural property buyers need to know.
AgriculturalAg Equity Lines of Credit: Unlocking Farm and Ranch Equity Without Selling an Acre
An Agricultural Equity Line of Credit gives farmers and ranchers revolving access to up to $10 million in land equity — with no annual maintenance fee, no minimum usage requirement, and interest-only semi-annual payments during a 5 or 10 year draw period. Here's how it works and what you can do with it.
What Our Clients Say
Five-Star Reviews from Real Borrowers
All reviews verified on Google
Your Land. Your Terms.
Let's Build the Right Loan.
Our ag loan specialists will review your scenario, walk you through every option, and structure financing around how your operation actually works — with full transparency from first call to close.